江西省市场监管局深化拓展企业商业秘密应用破解企业融资难题

Core Insights - The Jiangxi Provincial Market Supervision Administration has successfully facilitated a financing model using commercial secrets, enabling a local food technology company to secure a loan of 3.6 million yuan from the Bank of China, marking a significant step in addressing financing challenges for enterprises [1][2] Group 1: Financing Mechanism - The financing model allows companies to leverage their core commercial secrets as collateral, enhancing their creditworthiness and easing the risk management burden on financial institutions [1] - The Bank of China reduced the loan interest rate by 25 basis points and secured a preferential guarantee fee rate of 0.6%, nearly 40% lower than the market average, saving the company over 20,000 yuan in financing costs [2] Group 2: Impact on Enterprises - The financing support has alleviated the company's cash flow pressures related to raw material procurement, enabling expansion of production capacity and improvement in service quality [1] - The model promotes a cycle of research and development, protection, financing, and further research, thereby enhancing the core competitiveness of Jiangxi's industrial clusters and supporting high-quality industrial development in the province [2] Group 3: Future Directions - The Jiangxi Provincial Market Supervision Administration plans to strengthen the protection of commercial secrets and expand financial services related to these assets, aiming to create a robust support system for modern industrial development in Jiangxi [2]