惠州房票购房也可以申请公积金提取和贷款！

Core Viewpoint - The recent notification from the Huizhou Housing Provident Fund Management Center outlines the conditions under which homebuyers can withdraw their housing provident fund to cover the shortfall when purchasing a home using housing vouchers. Group 1: Conditions for Withdrawal - Homebuyers using housing vouchers can apply for a commercial bank loan for any amount exceeding the voucher value, provided they or their spouse are contributors to the housing provident fund and meet the withdrawal conditions [2][3]. - The withdrawal of the housing provident fund is limited to the amount that exceeds the housing voucher after it has been applied to the purchase price [4]. Group 2: Limitations on Fund Withdrawal - The total amount withdrawn from the housing provident fund cannot exceed the actual payment made after applying the housing voucher. For example, if the total price of the house is 1.2 million yuan and the voucher is 1 million yuan, the maximum withdrawal is 200,000 yuan [4]. - If the housing voucher covers the entire purchase price, the holder cannot withdraw any funds from the provident fund [4]. Group 3: Application Process - Applicants must prepare specific documents to apply for the provident fund withdrawal, including identification and bank cards from designated banks [5][6]. - For purchasing pre-sold properties, a registered sales contract and payment invoices are required, while for existing properties, a sales contract, payment invoices, and property ownership certificates must be provided [6].