姜堰农商银行：探索绿色金融与转型金融服务新模式

Core Insights - Jiangyan Rural Commercial Bank focuses on supporting the green and low-carbon development of the Jiangyan District's economy by exploring new models of green finance and transformation finance [1][2] Group 1: Strategic Initiatives - The bank has developed a special implementation plan for transformation finance, targeting traditional manufacturing and textile industries for energy-saving and carbon-reduction technology upgrades [1] - Internal processes have been optimized to create a green channel for project approvals, enhancing financing efficiency for eligible transformation projects [1] - A risk tolerance and due diligence exemption mechanism has been established to encourage business expansion by financial institutions [1] Group 2: Targeted Financial Solutions - A "Key Support Enterprises Database" has been created to manage companies needing transformation finance, facilitating tailored financial solutions through one-on-one engagement [2] - Innovative financial products such as "Smart Transformation Loan," "Equipment Pledge," and "Intellectual Property Pledge Loan" have been introduced to meet diverse financing needs [2] - Jiangyan Rural Commercial Bank provided a loan of 9.9 million yuan to Jiangsu Taida Textile Technology Co., which enabled the company to receive a provincial and local financial subsidy of 94,000 yuan [2]