Core Insights - As of September 2025, the RMB has risen to the fifth position in global payment currencies, accounting for 3.17% of the total, with a 15.53% increase in payment amounts compared to August 2025, while total payment amounts for all currencies increased by 6.74% [1] Group 1 - SWIFT's statistics on RMB payments only include offshore payment messages and some cross-border payment messages, indicating that a significant amount of RMB cross-border transactions are not captured in SWIFT's data [1] - The People's Bank of China (PBOC) considers data from the Cross-Border Interbank Payment System (CIPS) and commercial bank internal systems for a more comprehensive assessment of cross-border payments, which aligns better with the definition of international currency usage [1] - Based on a full-caliber assessment, the RMB has been recognized as the third-largest payment currency globally, reflecting its true status in international payments [1]
人民币国际使用遭低估？权威业内人士解析如何看待SWIFT人民币排名波动
Di Yi Cai Jing·2025-10-24 07:24