交通银行宁夏分行：金融惠商户“贷”动烟火气

Core Insights - The Bank of Communications Ningxia Branch is focusing on high-quality development of inclusive finance, enhancing financial services for individual businesses, with a loan balance of 790 million yuan as of September, reflecting a net increase of 101 million yuan since the beginning of the year [1] Group 1: Financial Support for Individual Businesses - The branch has launched various initiatives such as "Spring Plowing Action" and "Financial Support for Merchants" to expand inclusive finance, resulting in a total loan issuance of 832 million yuan and serving 2,542 clients this year [1] - A total of 185 million yuan has been disbursed to 379 individual businesses, with a focus on customized financial products tailored to local industries, including "Tansheep Loan" and "Cold Chain Loan" [1] Group 2: Digital Transformation and Service Innovation - The branch is accelerating its digital transformation by developing standardized and customized online product systems to improve financing efficiency for individual businesses [1] - New financial service models are being explored, integrating financial services with cultural tourism, including the launch of the first scene-based benefit loan project in the region [2] Group 3: Financial Education and Community Engagement - The branch has organized immersive financial knowledge promotion activities in cultural tourism sites to enhance public understanding of financial services [2] - A total of 14.48 million yuan has been authorized in credit, with 5.68 million yuan withdrawn, demonstrating effective integration of financial services with consumer scenarios [2]