截至9月末跨境理财通2.0深圳揽金507亿，占湾区近五成

Core Viewpoint - The financial system in Shenzhen is operating steadily, with a stable growth in credit volume and a decline in comprehensive financing costs, providing strong support for high-quality development of the real economy [1][3]. Financial Performance - As of September 2025, the total balance of various loans in Shenzhen reached 9.94 trillion yuan, with a year-on-year growth of 5.0% [3]. - The weighted average interest rate for newly issued corporate loans in Shenzhen was 2.75% in September 2025, a decrease of 0.53 percentage points year-on-year [3]. Key Areas of Financial Support - The financial support for key areas such as technology innovation, inclusive small and micro enterprises, green and low-carbon initiatives, digital economy, and elderly services has been continuously strengthened [1][4]. - By the end of September 2025, loans to the manufacturing sector grew by 13.2%, while loans to scientific research and technical services increased by 15.9% [4]. Technology and Innovation Financing - Shenzhen has integrated financial services with technology industries, with 2,552 technology enterprises and 111 projects receiving low-cost financing support totaling 498.6 million yuan [5]. - The "Tengfei Loan" program has provided 66 million yuan in medium to long-term funding support to 121 enterprises [5]. Consumer and Foreign Trade Support - From January to August 2025, loans in the consumer sector amounted to 476.1 million yuan, leading to a 6.0% year-on-year increase in personal non-housing consumption loans [6]. - The foreign exchange hedging rate in Shenzhen reached 32.7% from January to August 2025, an increase of 3.7 percentage points year-on-year [6]. Cross-Border Financial Activities - In the cross-border financial sector, Shenzhen's cross-border RMB receipts and payments totaled 859.2 billion yuan from January to September 2025, a year-on-year increase of 121.1 billion yuan [7]. - The "Cross-Border Wealth Management Connect" 2.0 version has attracted 30,000 new individual investors, with cross-border payment amounts reaching 50.7 billion yuan, accounting for nearly 50% of the Greater Bay Area [7]. Digital Currency Developments - By the end of September 2025, nearly 30 million digital RMB wallets had been opened in Shenzhen, with a total transaction amount of nearly 180 billion yuan [8]. - Shenzhen has pioneered a prepayment management service model combining commercial insurance and digital RMB, managing nearly 4.7 billion yuan in funds [8].