Core Insights - As of the end of Q3 2025, the balance of RMB loans from financial institutions reached 270.39 trillion yuan, reflecting a year-on-year growth of 6.6% with an increase of 14.75 trillion yuan in the first three quarters [1] Loan Categories - The balance of RMB real estate loans stood at 52.83 trillion yuan by the end of Q3 2025, showing a slight year-on-year decline of 0.1%, but the growth rate improved by 0.1 percentage points compared to the end of the previous year, with a reduction of 840 million yuan in the first three quarters [1] - Real estate development loans amounted to 13.61 trillion yuan at the end of Q3 2025, down 1.3% year-on-year, although there was an increase of 925 million yuan in the first three quarters [1] - The balance of personal housing loans was 37.44 trillion yuan, reflecting a year-on-year decrease of 0.3%, yet the growth rate was 1 percentage point higher than at the end of the previous year, with a reduction of 2.411 billion yuan in the first three quarters [1]
央行：三季度末人民币房地产贷款余额52.83万亿元 同比下降0.1%
Mei Ri Jing Ji Xin Wen·2025-10-24 08:41