Core Insights - The People's Bank of China released a report on the loan allocation of financial institutions for Q3 2025, indicating a slight decline in real estate loans and personal housing loans compared to the previous year [1] Loan Balances - As of the end of Q3 2025, the balance of RMB real estate loans stood at 52.83 trillion yuan, reflecting a year-on-year decrease of 0.1%, with a growth rate 0.1 percentage points higher than the end of the previous year, and a reduction of 84 billion yuan in the first three quarters [1] - The balance of real estate development loans reached 13.61 trillion yuan, showing a year-on-year decline of 1.3%, but an increase of 925 billion yuan in the first three quarters [1] - The balance of personal housing loans was 37.44 trillion yuan, down 0.3% year-on-year, with a growth rate 1 percentage point higher than at the end of the previous year, and a decrease of 2,411 billion yuan in the first three quarters [1]
央行：三季度末人民币房地产贷款余额52.83万亿元，同比下降0.1%
Zheng Quan Shi Bao Wang·2025-10-24 08:45