9月份普惠金融-景气指数整体向好 经营融资两大核心维度同步改善

Core Insights - The Inclusive Finance Prosperity Index reached 49.50 points in September 2025, an increase of 0.32 points from August, indicating simultaneous improvement in both operational and financing dimensions [1] Financing Dimension - The financing prosperity index was 54.93 points in September, up 0.71 points from August, reflecting effective release of corporate financing demand and a stable decrease in financing costs [1] - Financing satisfaction remains at a prosperous level, and the financing environment continues to improve [1] Operational Dimension - The operational prosperity index was 48.44 points in September, with a month-on-month increase of 0.24 points, indicating ongoing improvement in the operational conditions of small and micro enterprises [1] - The operational performance index rose by 0.21 points in September, while the operational vitality index increased by 0.29 points, becoming the main driver for the rise in the operational prosperity index [1] - Market confidence among small and micro enterprises is continuously enhancing, leading to more optimistic future development expectations [1] Index Overview - The Inclusive Finance Prosperity Index is jointly launched by the China Economic Information Agency, the China Banking Association, China Construction Bank, and the China Small and Medium Enterprises Association, and is operated by the Xinhua Index Research Institute [1] - The index focuses on the financing and development conditions of small and micro enterprises and individual businesses, reflecting the development trend of the inclusive finance market and the prosperity level of inclusive financial services for small and micro enterprises [1]