Flagstar Bank (FLG) Reports Q3 Loss, Tops Revenue Estimates

Core Viewpoint - Flagstar Bank reported a quarterly loss of $0.07 per share, slightly worse than the Zacks Consensus Estimate of a loss of $0.06, but an improvement from a loss of $0.69 per share a year ago [1] Financial Performance - The bank's revenues for the quarter ended September 2025 were $519 million, exceeding the Zacks Consensus Estimate by 0.97%, but down from $623 million in the same quarter last year [2] - Over the last four quarters, Flagstar Bank has surpassed consensus EPS estimates two times and topped consensus revenue estimates two times [2] Stock Performance - Flagstar Bank shares have increased approximately 23.9% since the beginning of the year, outperforming the S&P 500's gain of 14.6% [3] Future Outlook - The company's earnings outlook will be crucial for investors, particularly in light of recent earnings expectations and revisions [4] - The current consensus EPS estimate for the upcoming quarter is $0.04 on revenues of $543.79 million, while for the current fiscal year, it is -$0.39 on revenues of $2.04 billion [7] Industry Context - The Banks - Northeast industry, to which Flagstar Bank belongs, is currently ranked in the top 18% of over 250 Zacks industries, indicating a favorable outlook compared to lower-ranked industries [8]