6 in 10 Americans are invested in the stock market — a record high. But with $51T at risk in a crash, here’s how to prep

Things have been looking rosy on the stock markets this year, but beware of rose-colored glasses looking to the future. In July, August and September of 2025, the Nasdaq Composite recorded 27 new highs, followed by the S&P 500 with 24 and Dow Jones Industrial Average with 12. Must Read Now a growing number of experts warn that these new highs could be followed by new lows — a dire risk to the 62% of Americans who collectively own stocks worth $51 trillion. (1) An insane amount of money? Some say yes, b ...