银行理财三季报出炉，累计创造收益1792亿元

Core Insights - The banking wealth management market has shown significant growth, with the number of investors reaching 139 million, a year-on-year increase of 12.70% [1] - In the third quarter of 2025, wealth management products generated a total return of 179.2 billion yuan for investors [1] - The total outstanding scale of bank wealth management reached 32.13 trillion yuan by the end of the third quarter, an increase of 2.17 trillion yuan from the beginning of the year, representing a year-on-year growth of 9.42% [1] Market Structure - Wealth management companies hold a dominant market share, with their outstanding product scale accounting for 91.13% of the total [1] - Fixed income products remain the primary type, with an outstanding scale of 31.21 trillion yuan, representing 97.14% of the total [3] - Open-ended wealth management products have an outstanding scale of 25.89 trillion yuan, making up 80.58% of the total, which is a slight decrease of 0.51 percentage points compared to the same period last year [3] - Closed-end wealth management products have an outstanding scale of 6.24 trillion yuan, accounting for 19.42% [3] Contribution to Real Economy - Bank wealth management has supported the real economy with cumulative funding of approximately 21 trillion yuan through investments in bonds, non-standardized debt, and unlisted equity [4]