这一产品，前三季度为投资者创造收益超5000亿元！

Core Insights - The banking industry has shown significant growth in the wealth management market, with a total return of 568.9 billion yuan for investors in the first three quarters of 2025, including 179.2 billion yuan in the third quarter [1][7] - The number of investors holding wealth management products has increased to 139 million, reflecting a year-on-year growth of 12.7% [1][9] Group 1: Market Size and Growth - As of the end of the third quarter of 2025, the total number of existing wealth management products reached 43,900, an increase of 10.01% year-on-year [2] - The total market size of wealth management products has surpassed 32 trillion yuan, with a year-to-date increase of 2.17 trillion yuan, representing a year-on-year growth of 9.42% [2][4] Group 2: Product Composition - Fixed income products dominate the asset allocation, with a total scale of 31.21 trillion yuan, accounting for 97.14% of all wealth management products [5] - The scale of mixed products is 0.83 trillion yuan, representing 2.58% of the total, while equity products and financial derivatives are relatively small at 0.07 trillion yuan and 0.02 trillion yuan, respectively [5] Group 3: Returns and Performance - In the third quarter, banks generated a total return of 28.3 billion yuan for investors, while wealth management companies contributed 150.9 billion yuan [7] - The overall return for the first three quarters of 2025 was 568.9 billion yuan, with the third quarter alone contributing 179.2 billion yuan [7]