Mortgage and refinance interest rates today, October 26, 2025: So close to sparking a wave of refinancing

According to Zillow data, the current 30-year fixed mortgage rate has dropped to 6.09%. That's the lowest rate in more than a year and so close to the magic 6% level that, in the recent past, sparked a wave of refinancing. Current mortgage rates Here are the current mortgage rates, according to the latest Zillow data: 30-year fixed: 6.09% 20-year fixed: 5.75% 15-year fixed: 5.44% 5/1 ARM: 6.22% 7/1 ARM: 6.53% 30-year VA: 5.58% 15-year VA: 5.01% 5/1 VA: 5.48% Remember, these are the national ...