Group 1: Real Estate Loans - As of the end of Q3 2025, the balance of RMB real estate loans reached 52.83 trillion yuan, showing a year-on-year decline of 0.1%, with a reduction of 840 billion yuan in the first three quarters [1] - The balance of real estate development loans was 13.61 trillion yuan, down 1.3% year-on-year, but increased by 925 billion yuan in the first three quarters [1] - The balance of personal housing loans was 37.44 trillion yuan, down 0.3% year-on-year, with a decrease of 241.1 billion yuan in the first three quarters [1] Group 2: Foreign Exchange Management - As of the end of September 2025, the Guangdong branch processed 3,870 transactions for overseas residents purchasing properties in mainland China, with cross-border income amounting to 34.19 billion yuan [2] - The policy of facilitating "Hong Kong and Macau residents' property purchase settlement" has been expanded throughout Guangdong province, effectively meeting the reasonable housing needs of overseas individuals [2] Group 3: Company Developments - On October 27, 2025, Shangkun Real Estate will be delisted due to failure to meet the resumption guidelines set by the stock exchange, reflecting ongoing deterioration in the company's operational and financial conditions [3] - Jinke Co., Ltd. secured a loan of 250 million yuan from related parties to support its restructuring plan, alleviating liquidity pressure and restoring market confidence in its operational sustainability [4] - Poly Developments successfully issued 3 billion yuan in medium-term notes, with proceeds aimed at refinancing maturing debts and improving cash flow, benefiting from low-interest financing advantages [5]
三季度末人民币房地产贷款余额52.83万亿元;保利发展成功发行30亿元中期票据 | 房产早参