Liao Ning Ri Bao·2025-10-27 01:19Core Insights - The article highlights the positive impact of financial services on local farmers in Xinbin Manchu Autonomous County, particularly in the ginseng cultivation sector, where prices have reached 34 yuan per kilogram, leading to significant income potential for farmers [1] - Postal Savings Bank of China (PSBC) is actively providing tailored financial solutions to support the local agricultural industry, focusing on the cultivation, processing, and sales of traditional Chinese medicine [4] Group 1: Financial Support Initiatives - PSBC has implemented a green loan channel to facilitate quick access to funds for farmers, with loans being processed and disbursed within half an hour during the ginseng harvest season [2] - The bank promotes flexible loan models such as "borrow and repay as needed" and offers no-repayment extension services for farmers with long cultivation cycles, effectively alleviating their financial pressure [2] Group 2: Long-term Partnerships - The relationship between farmers and PSBC is characterized by long-term support, as exemplified by a farmer who has transitioned from a simple cultivator to a small business owner through consistent financial backing over seven years [3] - The bank's financial assistance has enabled farmers to expand their operations, invest in infrastructure, and diversify their business activities, contributing to their overall economic growth [3] Group 3: Industry Development and Value Chain Enhancement - PSBC's financial support extends beyond cultivation to include processing and sales, thereby enhancing the entire value chain of the traditional Chinese medicine industry [4] - The cumulative financial loans provided by PSBC in the current year amount to 2.69 billion yuan, significantly contributing to the development of the local medicinal herb industry and supporting rural revitalization efforts [4]