稳定币支付提速，8月份稳定币转账总额超100亿美元

Group 1 - The core viewpoint of the article highlights the rapid increase in the use of stablecoins for real-world payments and transactions since the U.S. regulatory framework was introduced in July [1] - Tang Bo, Director of the Financial Research Institute at Hong Kong University of Science and Technology, emphasizes that stablecoins and RWA tokenization involve monetary control, cross-border capital flows, and investor protection [1][3] - Stablecoins are described as a form of "narrow banking," fully backed by safe assets, which may absorb deposits, reshape credit channels, and introduce new systemic risks, thereby putting pressure on traditional financial intermediaries [1] Group 2 - Tang Bo suggests that Hong Kong should focus on institution-led projects, such as the tokenization of government bonds and regulatory stablecoins for trade settlement, leveraging its position as a bridge between East and West [3] - According to a report from blockchain data provider Artemis, the total amount transacted through stablecoins for goods, services, and transfers exceeded $10 billion in August, representing a 70% increase from $6 billion in February and more than double the amount from August of the previous year [3]