无锡银行前三季度净利润同比增长3.78%，中期拟每股派息0.11元

Core Insights - Wuxi Bank reported growth in revenue and net profit for the first three quarters of 2025, alongside an expansion in asset size and stable asset quality [1][2] - The bank announced a mid-term cash dividend plan, proposing a cash dividend of 0.11 yuan per share [2][3] Financial Performance - For the first three quarters of 2025, Wuxi Bank achieved operating revenue of 3.765 billion yuan, a year-on-year increase of 3.87% [1] - The net profit attributable to shareholders reached 1.833 billion yuan, up 3.78% year-on-year, with a net profit of 1.830 billion yuan after excluding non-recurring gains and losses, reflecting a growth rate of 6.75% [1] - In Q3 2025, the bank's operating revenue was 1.120 billion yuan, showing a year-on-year growth of 4.88%, while the net profit attributable to shareholders was 453 million yuan, increasing by 4.57% [1] Asset Quality and Capital Adequacy - As of September 30, 2025, Wuxi Bank's total assets reached 277.411 billion yuan, an increase of 8.03% from the end of 2024 [2] - The bank's non-performing loan ratio remained low at 0.78%, unchanged from the end of 2024, while the provision coverage ratio slightly decreased to 427.87% from 457.60% [2] - Capital adequacy ratios as of September 30, 2025, were as follows: core tier 1 capital adequacy ratio at 11.77%, tier 1 capital adequacy ratio at 12.87%, and total capital adequacy ratio at 14.03%, all meeting regulatory requirements [2] Dividend Distribution - The proposed mid-term cash dividend totals 241 million yuan, representing 17.50% of the net profit attributable to shareholders for the first half of 2025, based on a total share capital of 2.195 billion shares as of June 30, 2025 [3]