山东基本实现全国中小微企业资金流信用信息共享平台全域覆盖

Core Insights - The People's Bank of China Shandong Branch announced that by the end of September 2025, major banking institutions in Shandong have fully integrated into the national credit information sharing platform for small and micro enterprises, achieving comprehensive application coverage [1] Group 1: Financial Statistics - As of the end of September, Shandong financial institutions have conducted 291,000 queries for credit information related to cash flow, facilitating credit for 27,000 small and micro enterprises, amounting to 182.11 billion yuan [1] - Actual credit usage reached 23,000 enterprises, totaling 109.42 billion yuan [1] Group 2: Policy and Strategic Importance - The national credit information sharing platform is viewed as a crucial tool for enhancing financial services, optimizing the regional business environment, and supporting the financing development of small and micro enterprises [1] - Financial institutions are encouraged to leverage the platform to improve credit decision-making, address first-time loan challenges, and enhance financing efficiency [1]