Sierra Bancorp (BSRR) Lags Q3 Earnings Estimates

Core Insights - Sierra Bancorp reported quarterly earnings of $0.72 per share, missing the Zacks Consensus Estimate of $0.79 per share, and showing a decrease from $0.74 per share a year ago, resulting in an earnings surprise of -8.86% [1] - The company posted revenues of $40.03 million for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 2.11% and increasing from $38.58 million year-over-year [2] - The stock has underperformed the market, losing about 5.6% since the beginning of the year compared to the S&P 500's gain of 15.5% [3] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $0.79 on revenues of $39.45 million, and for the current fiscal year, it is $3.02 on revenues of $154.95 million [7] - The estimate revisions trend for Sierra Bancorp was unfavorable prior to the earnings release, resulting in a Zacks Rank 4 (Sell) for the stock, indicating expected underperformance in the near future [6] Industry Context - The Zacks Industry Rank for Banks - West is currently in the top 17% of over 250 Zacks industries, suggesting that the industry outlook can significantly impact stock performance [8] - Another company in the same industry, Hope Bancorp, is expected to report quarterly earnings of $0.26 per share, reflecting a year-over-year change of +23.8%, with revenues anticipated to be $139.15 million, up 19.3% from the previous year [9][10]