UNIVERSAL INSURANCE HOLDINGS INC (UVE) Hits Fresh High: Is There Still Room to Run?

Company Performance - Universal Insurance Holdings (UVE) shares have increased by 22.8% over the past month, reaching a new 52-week high of $32.42 [1] - The stock has gained 52.2% since the beginning of the year, outperforming the Zacks Finance sector's 13.7% gain and the Zacks Insurance - Property and Casualty industry's 6.8% return [1] Earnings and Revenue - Universal Insurance has consistently beaten earnings estimates, reporting an EPS of $1.36 against a consensus estimate of $1.1 in its last earnings report on October 23, 2025 [2] - For the current fiscal year, the company is expected to post earnings of $4.63 per share on revenues of $1.53 billion, reflecting a 158.66% increase in EPS and a 0.85% increase in revenues [3] - For the next fiscal year, earnings are projected to decline to $2.86 per share on revenues of $1.52 billion, indicating a year-over-year change of -38.23% in EPS and -0.94% in revenues [3] Valuation Metrics - Universal Insurance has a Value Score of A, with Growth and Momentum Scores of C and A, respectively, resulting in a combined VGM Score of A [6] - The stock trades at 6.9X current fiscal year EPS estimates, below the peer industry average of 11X, and at 14.4X trailing cash flow compared to the peer group's average of 12.4X, positioning it favorably for value investors [7] Zacks Rank - Universal Insurance holds a Zacks Rank of 1 (Strong Buy) due to rising earnings estimates, making it a strong candidate for investment [8][9] Industry Comparison - The Insurance - Property and Casualty industry is performing well, ranking in the top 14% of all industries, providing favorable conditions for both Universal Insurance and its peer, United Fire Group, Inc (UFCS) [12] - United Fire Group, Inc also has a Zacks Rank of 1 (Strong Buy) and is expected to post earnings of $3.03 per share on revenues of $1.37 billion for the current fiscal year [10][11]