Lakeland Financial (LKFN) Q3 Earnings: How Key Metrics Compare to Wall Street Estimates

Core Insights - Lakeland Financial reported revenue of $69.03 million for the quarter ended September 2025, reflecting a year-over-year increase of 12.8% [1] - The earnings per share (EPS) for the quarter was $1.03, up from $0.91 in the same quarter last year [1] - The reported revenue exceeded the Zacks Consensus Estimate of $68.3 million, resulting in a surprise of +1.06% [1] - The company also delivered an EPS surprise of +0.98%, with the consensus EPS estimate being $1.02 [1] Financial Metrics - Net Interest Margin was reported at 3.5%, slightly above the average estimate of 3.4% from two analysts [4] - The Efficiency Ratio was 50.7%, compared to the estimated 47.8% by two analysts [4] - Net Interest Income (FTE) was $57.18 million, below the average estimate of $57.85 million from two analysts [4] - Total Noninterest Income reached $12.95 million, surpassing the average estimate of $11.65 million from two analysts [4] Stock Performance - Over the past month, shares of Lakeland Financial have returned -6%, while the Zacks S&P 500 composite has increased by +2.5% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]