Citizens Community Bancorp, Inc. (CZWI) Matches Q3 Earnings Estimates

Group 1: Earnings Performance - Citizens Community Bancorp reported quarterly earnings of $0.37 per share, matching the Zacks Consensus Estimate, and an increase from $0.32 per share a year ago [1] - The company posted revenues of $16.24 million for the quarter ended September 2025, exceeding the Zacks Consensus Estimate by 5.43% and up from $14.21 million year-over-year [2] - Over the last four quarters, the company has surpassed consensus EPS estimates two times [1][2] Group 2: Stock Performance and Outlook - Citizens Community Bancorp shares have declined approximately 2.3% since the beginning of the year, while the S&P 500 has gained 15.5% [3] - The current consensus EPS estimate for the upcoming quarter is $0.37 on revenues of $15.7 million, and for the current fiscal year, it is $1.38 on revenues of $61.3 million [7] - The estimate revisions trend for Citizens Community Bancorp was mixed ahead of the earnings release, resulting in a Zacks Rank 3 (Hold) for the stock, indicating expected performance in line with the market [6] Group 3: Industry Context - The Financial - Savings and Loan industry, to which Citizens Community Bancorp belongs, is currently in the bottom 35% of over 250 Zacks industries, suggesting potential challenges for stock performance [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5]