Vanguard reveals what could be coming for US stocks — here’s why it’s raising alarm bells for retirees

Core Insights - Vanguard, managing $11 trillion in assets, has published a 10-year forecast for various asset classes, highlighting concerns for U.S. retirees regarding stock market returns [1][2] Stock Market Performance - The U.S. stock market is projected to deliver an annualized return of 3.3% to 5.3% over the next decade, significantly lower than the 15.26% annualized return of the S&P 500 since 2015 [2][3] Growth Stocks Outlook - The forecast for growth stocks is particularly grim, with expected annualized returns between 1.9% and 3.9%, which is close to the 4% withdrawal rate many retirees rely on [3] Alternative Investment Opportunities - Vanguard suggests that U.S. treasury bonds may offer better returns, with projected annualized returns of 3.8% to 4.8% over the next 10 years, presenting a less volatile and risky option compared to growth stocks [4]