NBT Bancorp (US:NBTB) ZACKSยท2025-10-27 22:56Core Viewpoint - NBT Bancorp reported quarterly earnings of $1.05 per share, exceeding the Zacks Consensus Estimate of $0.97 per share, and showing a year-over-year increase from $0.80 per share [1][2] Financial Performance - The company achieved revenues of $186.66 million for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 1.89% and increasing from $148.08 million a year ago [2] - Over the last four quarters, NBT has exceeded consensus EPS estimates three times and topped consensus revenue estimates four times [2] Stock Performance - NBT shares have declined approximately 14.3% since the beginning of the year, contrasting with the S&P 500's gain of 15.5% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the market in the near future [6] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $0.97 on revenues of $182.83 million, and for the current fiscal year, it is $3.61 on revenues of $691.88 million [7] - The trend of earnings estimate revisions for NBT was mixed prior to the earnings release, which may change following the recent results [6] Industry Context - The Banks - Northeast industry, to which NBT belongs, is currently ranked in the top 20% of over 250 Zacks industries, suggesting a favorable outlook compared to lower-ranked industries [8]