Capital Bancorp (CBNK) Q3 Earnings Miss Estimates

Core Insights - Capital Bancorp (CBNK) reported quarterly earnings of $0.72 per share, missing the Zacks Consensus Estimate of $0.88 per share, but showing an increase from $0.66 per share a year ago, resulting in an earnings surprise of -18.18% [1] - The company posted revenues of $63.09 million for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 0.46% and increasing from $44.99 million year-over-year [2] - Capital Bancorp shares have increased approximately 4.3% since the beginning of the year, underperforming the S&P 500's gain of 15.5% [3] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $0.86 on revenues of $62.8 million, and for the current fiscal year, it is $3.46 on revenues of $244.9 million [7] - The estimate revisions trend for Capital Bancorp was mixed prior to the earnings release, resulting in a Zacks Rank 3 (Hold) for the stock, indicating expected performance in line with the market [6] Industry Context - The Zacks Industry Rank for Banks - Northeast, to which Capital Bancorp belongs, is currently in the top 20% of over 250 Zacks industries, suggesting that stocks in the top 50% outperform those in the bottom 50% by more than 2 to 1 [8] - Chain Bridge Bancorp, another company in the same industry, is expected to report quarterly earnings of $0.70 per share, reflecting a year-over-year decline of -57.3% [9]