Core Insights - Everest Group reported revenue of $4.32 billion for the quarter ended September 2025, reflecting a year-over-year increase of 0.8% [1] - The company's EPS was $7.54, significantly down from $14.62 in the same quarter last year, indicating a decline in profitability [1] - The reported revenue fell short of the Zacks Consensus Estimate of $4.45 billion, resulting in a surprise of -2.93% [1] - The EPS also missed the consensus estimate of $13.39, leading to an EPS surprise of -43.69% [1] Financial Metrics - The total loss ratio for reinsurance was reported at 58%, better than the estimated 63.9% [4] - The combined ratio for reinsurance was 87%, outperforming the average estimate of 90.4% [4] - The total loss ratio for insurance was 106.1%, significantly worse than the estimated 72.4% [4] - The combined ratio for insurance was 138.1%, compared to the average estimate of 102.2% [4] - Net investment income was $540 million, exceeding the average estimate of $511.19 million, representing an 8.9% year-over-year increase [4] - Premiums earned were reported at $3.89 billion, slightly below the average estimate of $3.96 billion, reflecting a -0.8% year-over-year change [4] - Net premiums earned in insurance were $939 million, surpassing the average estimate of $912.46 million, but showing a -1% change year-over-year [4] - Net premiums earned in reinsurance were $2.89 billion, below the estimated $3.02 billion, indicating a -2.6% change compared to the previous year [4] Stock Performance - Shares of Everest Group have returned -0.1% over the past month, while the Zacks S&P 500 composite increased by 2.5% [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]
Everest Group (EG) Reports Q3 Earnings: What Key Metrics Have to Say