Seacoast Banking (SBCF) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates

Core Insights - Seacoast Banking (SBCF) reported revenue of $158.13 million for Q3 2025, a year-over-year increase of 21.3% [1] - The company's EPS for the same period was $0.52, up from $0.36 a year ago, exceeding the consensus estimate of $0.47 by 10.64% [1] - The reported revenue surpassed the Zacks Consensus Estimate of $153.9 million, resulting in a surprise of 2.75% [1] Financial Performance Metrics - Net Interest Margin stood at 3.6%, matching the average estimate from two analysts [4] - Efficiency Ratio was reported at 60.7%, slightly higher than the estimated 59.1% [4] - Net interest income (FTE) was $133.91 million, below the average estimate of $135.85 million [4] - Total noninterest income reached $23.82 million, exceeding the estimated $22.55 million [4] Stock Performance - Seacoast Banking shares returned +2.8% over the past month, outperforming the Zacks S&P 500 composite's +2.5% change [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential for outperformance in the near term [3]