Isabella Bank Corporation (ISBA) Beats Q3 Earnings and Revenue Estimates

Core Insights - Isabella Bank Corporation (ISBA) reported quarterly earnings of $0.71 per share, exceeding the Zacks Consensus Estimate of $0.60 per share, and showing an increase from $0.61 per share a year ago, resulting in an earnings surprise of +18.33% [1] - The company achieved revenues of $20.47 million for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 4.44% and increasing from $18.02 million year-over-year [2] - Isabella Bank shares have appreciated approximately 38.1% year-to-date, significantly outperforming the S&P 500's gain of 15.5% [3] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $0.64, with expected revenues of $19.9 million, and for the current fiscal year, the consensus EPS is $2.31 on revenues of $76.4 million [7] - The estimate revisions trend for Isabella Bank was mixed prior to the earnings release, resulting in a Zacks Rank 3 (Hold), indicating expected performance in line with the market [6] Industry Context - The Banks - Northeast industry, to which Isabella Bank belongs, is currently ranked in the top 20% of over 250 Zacks industries, suggesting a favorable outlook compared to lower-ranked industries [8] - Another bank in the same industry, Peapack-Gladstone (PGC), is expected to report quarterly earnings of $0.59 per share, reflecting a year-over-year increase of +37.2%, with revenues projected at $72.21 million, up 27.5% from the previous year [9]