Compared to Estimates, Northwest Bancshares (NWBI) Q3 Earnings: A Look at Key Metrics

Core Insights - Northwest Bancshares (NWBI) reported a revenue of $168.17 million for the quarter ended September 2025, reflecting a year-over-year increase of 20.9% [1] - The earnings per share (EPS) for the quarter was $0.29, up from $0.26 in the same quarter last year [1] - The reported revenue exceeded the Zacks Consensus Estimate of $167.1 million by 0.64%, while the EPS met the consensus estimate [1] Financial Metrics - Efficiency Ratio stood at 79.4%, significantly higher than the average estimate of 65% based on three analysts [4] - Net interest margin was reported at 3.7%, slightly above the average estimate of 3.5% based on three analysts [4] - Net charge-offs to average loans, annualized, were at 0.3%, matching the average estimate based on two analysts [4] - Average balance of total interest-earning assets was $14.87 billion, compared to the average estimate of $14.76 billion based on two analysts [4] - Total noninterest income was $32.2 million, slightly below the average estimate of $32.47 million based on three analysts [4] - Net Interest Income (FTE) was reported at $136.94 million, exceeding the average estimate of $135.5 million based on two analysts [4] - Mortgage banking income was $1 million, below the average estimate of $1.1 million based on two analysts [4] Stock Performance - Shares of Northwest Bancshares have returned +0.4% over the past month, compared to a +2.5% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]