Park National (PRK) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates

Core Insights - Park National reported revenue of $141.59 million for the quarter ended September 2025, reflecting a year-over-year increase of 2.9% and a surprise of +1.07% over the Zacks Consensus Estimate of $140.1 million [1] - Earnings per share (EPS) for the quarter was $2.87, up from $2.25 in the same quarter last year, with an EPS surprise of +5.13% compared to the consensus estimate of $2.73 [1] Financial Metrics - Net Interest Margin stood at 4.7%, matching the average estimate of three analysts [4] - Efficiency ratio was reported at 55.9%, better than the average estimate of 58.1% from three analysts [4] - Total Non-Interest Income was $30.57 million, slightly below the average estimate of $30.9 million based on three analysts [4] - Net Interest Income reached $111.02 million, exceeding the average estimate of $109.19 million from three analysts [4] Stock Performance - Park National's shares have returned -3.7% over the past month, contrasting with the Zacks S&P 500 composite's +2.5% change [3] - The stock currently holds a Zacks Rank 1 (Strong Buy), indicating potential for outperformance in the near term [3]