金融监管总局尹江鳌：预计今年新能源车险保费将达2000亿元左右

Core Insights - The trend of digitalization is expected to have a profound impact on the insurance industry, leading to increased demand for risk coverage and necessitating changes in liability definitions, actuarial foundations, and business models [1] Industry Trends - As of September, the penetration rate of new energy vehicles (NEVs) reached 58% [1] - From January to September, the insurance coverage rate for commercial insurance of NEVs was 91%, which is 6 percentage points higher than that of traditional fuel vehicles [1] - It is projected that the insurance premiums for new energy vehicles will reach approximately 200 billion yuan this year, with a growth rate exceeding 30% [1]