智通财经网·2025-10-28 09:09Core Viewpoint - UBS reports that HSBC Holdings (00005) has released its third-quarter results, benefiting from improvements in net interest income and fee income, with adjusted pre-provision profit and pre-tax profit exceeding expectations by 9% [1] Financial Performance - Pre-provision profit increased by 9%, while fee and other income surpassed expectations by 6% [1] - Operating expenses were 1% higher than anticipated, with provisions for loan losses aligning with expectations at 40 basis points of total loans [1] Guidance Updates - HSBC has raised its guidance for tangible equity return and net interest income for banking operations for the fiscal year 2025 [1] - The updated guidance for annual net interest income is set at $43 billion or better, up from the previous $42 billion, with market consensus at $42.45 billion [1] - Targeted benchmark operating expenses are expected to increase by 3% year-on-year to approximately $33.5 billion, with market consensus at $33.3 billion [1] - Loan loss provisions are projected at around 40 basis points, compared to market consensus of approximately 42 basis points [1]