digihuman(BJ:835670) Xin Hua Wang·2025-10-28 11:25Core Insights - The digital RMB ecosystem has been preliminarily established, with continuous deepening of innovative applications and scenario construction, achieving a cumulative transaction amount of 14.2 trillion yuan by the end of September 2025 [1] - The digital RMB pilot covers 26 regions across 17 provinces, with replicable application models in wholesale retail, public services, social governance, and rural revitalization, processing a total of 3.32 billion transactions and opening 225 million personal wallets through the digital RMB app by the end of September 2025 [1] - The People's Bank of China has established a dual-center structure for digital RMB, with an international operation center in Shanghai for cross-border cooperation and a management center in Beijing for system construction and maintenance [1][2] Summary by Sections - Digital RMB Ecosystem Development - The digital RMB ecosystem has been established with a focus on innovative applications and scenarios, achieving significant transaction volumes [1] - Pilot Program Coverage and Performance - The pilot program spans 26 regions in 17 provinces, with substantial transaction processing and wallet creation, indicating strong adoption [1] - Organizational Structure - The dual-center structure enhances the operational efficiency of digital RMB, with complementary roles between the international and management centers [2]