UnitedHealth(US:UNH) 智通财经网·2025-10-28 12:00Group 1: Company Performance - UnitedHealth's Q3 revenue reached $113.2 billion, a year-over-year increase of 12.3%, exceeding expectations [1] - Adjusted earnings per share for the company were $2.92, slightly above analyst forecasts [1] - The company raised its adjusted earnings per share guidance for the year by $0.25 to at least $16.25, although this remains the lowest annual earnings since 2019 [1] Group 2: Management and Strategy - UnitedHealth is preparing for "sustained accelerated growth" by 2026, despite high costs [1] - The company is attempting to regain investor confidence after a significant drop in financial outlook earlier this year, which disrupted years of stable profit growth [1][2] - Following the sudden departure of former CEO Andrew Witty, the company has seen changes in top management, including the appointment of Wayne DeVeydt as CFO [2] Group 3: Industry Challenges - Competitors like Elevance Health and Molina Healthcare are facing challenges, with Elevance reporting losses in Medicaid plans and Molina warning of no profit growth expected by 2026 [2] - The health insurance industry is lowering expectations due to potential policy changes in Washington that could lead to millions losing health insurance coverage [1][2] - Rising costs in the insurance business have previously led to a suspension of financial outlooks, with the company halting complex transactions that were expected to add significant profits [3]