Provident Financial (US:PROV) ZACKS·2025-10-28 12:11Core Viewpoint - Provident Financial reported quarterly earnings of $0.25 per share, missing the Zacks Consensus Estimate of $0.29 per share, representing a -13.79% earnings surprise [1] - The company has struggled to meet earnings expectations, surpassing consensus EPS estimates only once in the last four quarters [2] Financial Performance - Revenues for the quarter ended September 2025 were $9.74 million, missing the Zacks Consensus Estimate by 5.41%, compared to $9.52 million in the same quarter last year [2] - The current consensus EPS estimate for the upcoming quarter is $0.32 on revenues of $10.55 million, and for the current fiscal year, it is $1.19 on revenues of $41.9 million [7] Stock Performance - Provident Financial shares have declined approximately 1.3% year-to-date, while the S&P 500 has gained 16.9% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating it is expected to perform in line with the market in the near future [6] Industry Outlook - The Financial - Savings and Loan industry is currently in the top 36% of Zacks industries, suggesting a favorable outlook compared to the bottom 50% [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can impact stock performance [5]