Southern First (SFST) Q3 Earnings and Revenues Top Estimates

Core Viewpoint - Southern First (SFST) reported quarterly earnings of $1.07 per share, exceeding the Zacks Consensus Estimate of $0.89 per share, and showing a significant increase from $0.54 per share a year ago, indicating strong financial performance [1][2] Financial Performance - The company achieved revenues of $31.13 million for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 4.25% and up from $23.77 million year-over-year [2] - Over the last four quarters, Southern First has consistently exceeded consensus EPS estimates, achieving this four times [2] Stock Performance - Southern First shares have increased approximately 6.2% since the beginning of the year, while the S&P 500 has gained 16.9%, indicating underperformance relative to the broader market [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it is expected to perform in line with the market in the near future [6] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $0.95 on revenues of $30.79 million, and for the current fiscal year, it is $3.30 on revenues of $115.77 million [7] - The trend of earnings estimate revisions is mixed ahead of the earnings release, which may influence future stock performance [6] Industry Context - The Banks - Southeast industry, to which Southern First belongs, is currently ranked in the top 26% of over 250 Zacks industries, indicating a favorable industry outlook [8] - Empirical research suggests a strong correlation between near-term stock movements and trends in earnings estimate revisions, which could impact investor sentiment [5]