UNH Lifts Guidance, RCL & DHI Sell on Earnings

Summary of Key Points Group 1: United Health - United Health's stock is currently trading well, up approximately 2.6% [1] - The company reported earnings per share (EPS) of $2.92, down 59% from $7.15 last year, but above the estimate of $2.79 [2] - Sales reached $113.2 billion, exceeding the estimate of $113.1 billion and showing a 12.3% increase from around $101 billion last year [3] - The medical loss ratio improved, remaining below 90%, which was better than expected [3] - United Health raised its fiscal year guidance to $16.25, indicating positive outlooks for healthcare utilization and rate recalibrations [4] Group 2: Royal Caribbean - Royal Caribbean's stock is under pressure, down about 7.8% [5] - The company reported EPS of $5.75, an 11% increase from $5.20 last year, beating estimates of $5.67 [6] - Sales were reported at $5.14 billion, slightly below the estimate of $5.16 billion, but still up 4.3% year-over-year [6] - Guidance for Q4 EPS was slightly reduced to a high-end estimate of $2.79, which contributed to the stock's pressure [7] Group 3: D.R. Horton - D.R. Horton’s stock is down about 3% following its report [10] - The company missed EPS estimates, reporting $3.34, down 22% from last year's adjusted EPS of $3.92 [11] - Sales were $9.69 billion, exceeding estimates of $9.45 billion but down about 3% from $10 billion last year [11] - Net sales orders increased by 5%, but unit prices only rose by about 3%, indicating pricing pressures [12] - The company widened its revenue guidance for the fiscal year to a range of $33.5 billion to $35 billion, which may create some pressures [13] - D.R. Horton announced a $2.5 billion share buyback, providing some support to its equity [13]