Hope Bancorp (HOPE) Reports Q3 Earnings: What Key Metrics Have to Say

Core Insights - Hope Bancorp reported revenue of $142.03 million for Q3 2025, a year-over-year increase of 21.8% and exceeding the Zacks Consensus Estimate of $139.15 million by 2.07% [1] - The company's EPS for the quarter was $0.25, compared to $0.21 a year ago, but fell short of the consensus estimate of $0.26, resulting in an EPS surprise of -3.85% [1] Financial Performance Metrics - Efficiency Ratio was reported at 68.2%, higher than the two-analyst average estimate of 66.4% [4] - Net Interest Margin stood at 2.9%, slightly above the two-analyst average estimate of 2.8% [4] - Net charge-offs to average loans were 0.1%, better than the estimated 0.2% by two analysts [4] - Net Interest Income (before provision) was $126.64 million, exceeding the average estimate of $123.93 million [4] - Total noninterest income reached $15.39 million, surpassing the average estimate of $15.22 million [4] - Net gains on sales of SBA loans were $2.77 million, below the two-analyst average estimate of $3.28 million [4] Stock Performance - Over the past month, shares of Hope Bancorp returned -0.3%, while the Zacks S&P 500 composite increased by 3.6% [3] - The stock currently holds a Zacks Rank 4 (Sell), indicating potential underperformance relative to the broader market in the near term [3]