'It's Not Your Job, Honey,' Says Dave Ramsey To Caller, 25, After Hearing Mom Wants His $50K Savings To Stop Foreclosure. 'You Busted Your Butt For This Money'

Core Insights - The article discusses a financial dilemma faced by a young man named Adam, who is being pressured by his mother to give her $50,000 to avoid foreclosure on her home [1][2] - Financial advisor Dave Ramsey emphasizes that giving the money would not solve the underlying issues and would only perpetuate the dysfunction in the family [3][5] Financial Situation - Adam's mother has a $90,000 home-equity line of credit with a balloon payment due, and she is unable to work or refinance her mortgage [2] - The house is valued at approximately $300,000, but the mother refuses to sell it despite the impending foreclosure [2][4] Advice Given - Ramsey advises Adam that it is not his responsibility to bail out his mother and suggests that she should sell her house to avoid foreclosure [4][5] - He highlights the ethical and moral implications of the situation, stating that giving the money would not be a responsible action [3][5]