9月末四川贷款余额较年初增加超万亿元，同比多增923亿元

Core Insights - The People's Bank of China Sichuan Branch reported a 14.8% year-on-year increase in the loan balance of the "Five Major Articles" in Sichuan province as of the end of August 2025 [1][4] - By the end of September, the total deposit balance in Sichuan reached 14.55 trillion yuan, a 10.0% year-on-year growth, with a net increase of 1.14 trillion yuan since the beginning of the year [3] - The total loan balance in Sichuan was 12.80 trillion yuan by the end of September, reflecting an 11.0% year-on-year growth, positioning it among the top provinces in the country [3][4] Financial Performance - As of the end of September, the balance of loans for the elderly care industry reached 10.4 billion yuan, marking a 36.9% year-on-year increase, significantly outpacing the overall loan growth rate by 25.7 percentage points [1][6] - The balance of inclusive small and micro loans grew by 13.0% year-on-year, with loans to small enterprises (under 10 million yuan) increasing by 21.7% [4] - The average interest rates for newly issued corporate loans, inclusive small and micro loans, and personal housing loans were 3.79%, 3.77%, and 3.14%, respectively, with year-on-year declines of 47, 49, and 19 basis points [4] Elderly Financial Services - Sichuan has established 13,000 standardized elderly-friendly bank branches to cater to the growing elderly population [5] - A special action plan titled "Silver Age Enhancement" has been developed to improve financial services for the elderly, focusing on four key areas: elderly economic development, elderly financial services, and consumer rights protection [5] - As of the end of September, 22 banks in Sichuan had issued 4.76 billion yuan in service consumption and elderly loans, along with over 20 specialized credit products for the elderly [6] Infrastructure and Support - By the end of September, Sichuan had built 218 elderly-friendly demonstration outlets and achieved full coverage of standardized outlets across the province [6] - The province has also enhanced financial services for rural elderly populations, ensuring access to pension services and investment opportunities, with rural bond sales reaching 3.13 billion yuan, a 20.3% year-on-year increase [6]