多元解纷“兴化模式”落地，农商银行率先探新路

Core Viewpoint - The establishment of the "Xing Financial" mediation office aims to enhance the resolution of financial disputes through a diversified approach, integrating negotiation and mediation to improve the credit environment in Xinghua City [1][2]. Group 1: Financial Dispute Mediation - The "Xing Financial" mediation office was established in May 2024 at Xinghua Rural Commercial Bank, focusing on mediating financial loan contract disputes and credit card disputes [1]. - The mediation office seeks to combine multi-faceted governance of financial cases with the cultivation of a negotiation culture, promoting efficient resolution of conflicts at the front end [1]. Group 2: Collaborative Efforts and Recommendations - Various local departments, including the court, disciplinary inspection commission, and public security bureau, provided practical suggestions for advancing diversified financial dispute resolution during the collaborative meeting [1]. - Liu Lingjie emphasized the importance of transforming financial conflicts from pre-litigation mediation to negotiated resolution, highlighting the need for collaboration among departments and the promotion of financial knowledge [2]. Group 3: Systematic Approach to Financial Dispute Resolution - Li Bin noted that resolving financial disputes requires systematic efforts and effective collaboration among all local departments, advocating for deeper research into mediation practices and the establishment of robust mechanisms [2]. - The focus should be on identifying the root causes of financial disputes and implementing targeted strategies to prevent and resolve risks from the source [2].