【延安】小微企业融资协调工作机制授信超190亿元

Core Insights - The financial support mechanism for small and micro enterprises in Yan'an has successfully provided a total credit of 19.02 billion yuan and actual loan disbursements of 17.907 billion yuan as of the end of September [1] Group 1: Financing Support - The mechanism was established in November of the previous year and has effectively aided small and micro enterprises in overcoming difficulties [1] - A total of 8.2 billion yuan has been allocated to first-time borrowers, indicating an expanding coverage of financing [1] - The program has facilitated 51.53 billion yuan in non-repayment loans, alleviating the cash flow pressures on enterprises [1] Group 2: Loan Characteristics - Credit loans amount to 111.04 billion yuan, with an average financing interest rate of 4.09%, which has effectively reduced the financing costs for enterprises [1] Group 3: Future Plans - Yan'an plans to optimize information reporting and financing application processes, promote government financing guarantee institutions, and enhance the "Credit Easy Loan" policy [1] - The city aims to improve the service quality of the "Yanxinrong" platform to better meet the diverse financing needs of small and micro enterprises at different development stages [1]