养老规划精心 金融服务暖心

Core Viewpoint - The article discusses how China Construction Bank's Hunan branch is addressing the growing demand for elderly care through a comprehensive financial service model that integrates pension finance, elderly industry finance, elderly service finance, and an ecological approach to elderly finance [2] Group 1: Pension Financial Services - Hunan Construction Bank has launched the "Pension Financial Action Plan" to cater to the increasing pension needs, emphasizing early planning for pensions [3] - The bank has opened 160,000 personal pension accounts and has a corporate annuity management scale of 4.69 billion yuan [3] - The bank's "12333 Consultation Day" event saw over 3,000 customers opening personal pension accounts across 539 outlets [3] Group 2: Elderly Industry Financing - The bank's elderly industry loan balance reached 6.046 billion yuan, ranking first among all branches of China Construction Bank [4] - Hunan Construction Bank has partnered with the provincial civil affairs department to create an "Assured Elderly Care Platform," which includes online assessment of elderly care institutions [4] - The bank has achieved 100% qualification for pre-collection deposit banks for elderly care institutions across the province [4] Group 3: Digital Transformation for Elderly Services - The bank has implemented an "online number-taking" feature to improve the convenience for elderly customers during pension distribution days [5] - A series of age-friendly modifications have been made, including a "silver-haired model" for smart devices and a simplified mobile banking interface [5] - The bank has established a "six-in-one" silver-haired service mechanism, ensuring comprehensive support for elderly clients [5] Group 4: Building an Ecological System - Hunan Construction Bank is developing a "Smart Elderly Dining Comprehensive Service Platform" that connects government services, institutional applications, and personal services [6] - The platform allows elderly individuals to access meal subsidies easily, enhancing their dining experience in community elderly dining halls [6] - The model has been implemented in 145 elderly dining points across the province, providing convenient payment options for seniors [6]