Western New England Bancorp (WNEB) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates

Core Viewpoint - Western New England Bancorp (WNEB) reported a revenue of $21.27 million for the quarter ended September 2025, marking a 19% year-over-year increase, while EPS rose to $0.16 from $0.09 a year ago, indicating positive growth despite a slight EPS surprise miss [1]. Financial Performance - Revenue of $21.27 million exceeded the Zacks Consensus Estimate of $21 million, resulting in a surprise of +1.29% [1]. - EPS of $0.16 fell short of the consensus estimate of $0.19, leading to an EPS surprise of -15.79% [1]. - Net Interest Margin stood at 2.8%, aligning with the average estimate [4]. - Efficiency ratio was reported at 74.2%, better than the average estimate of 75.2% [4]. - Total Non-Interest Income reached $3.17 million, surpassing the average estimate of $3.08 million [4]. - Net Interest Income was $18.09 million, exceeding the average estimate of $17.88 million [4]. Stock Performance - Shares of Western New England Bancorp have declined by -4.4% over the past month, contrasting with the Zacks S&P 500 composite's increase of +3.6% [3]. - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3].