Compared to Estimates, Brown & Brown (BRO) Q3 Earnings: A Look at Key Metrics

Core Insights - Brown & Brown (BRO) reported a revenue of $1.61 billion for the quarter ended September 2025, reflecting a year-over-year increase of 35.4% [1] - The earnings per share (EPS) for the quarter was $1.05, up from $0.91 in the same quarter last year, indicating a strong performance [1] - The reported revenue exceeded the Zacks Consensus Estimate of $1.51 billion by 6.61%, and the EPS also surpassed the consensus estimate of $0.90 by 16.67% [1] Financial Performance Metrics - Total organic growth was recorded at 3.5%, slightly below the estimated 4% by analysts [4] - Revenues from commissions and fees reached $1.55 billion, exceeding the average estimate of $1.47 billion, with a year-over-year increase of 34.2% [4] - Investment income was reported at $56 million, significantly higher than the estimated $32.98 million, marking an 80.7% increase compared to the previous year [4] - Other revenues totaled $42 million, surpassing the average estimate of $26.15 million, and showing a remarkable year-over-year growth of 100% [4] - Retail commissions and fees amounted to $877 million, compared to the average estimate of $835.95 million [4] - Income before income taxes from other segments was reported at -$108 million, worse than the average estimate of -$74.7 million [4] - Retail income before income taxes was $164 million, slightly below the average estimate of $169.55 million [4] Stock Performance - Over the past month, shares of Brown & Brown have returned -5.7%, contrasting with the Zacks S&P 500 composite's increase of 3.6% [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]