重磅政策发布！这些企业迎利好→

Core Viewpoint - The People's Bank of China and the State Administration of Foreign Exchange announced nine new policies aimed at enhancing trade facilitation, focusing on optimizing foreign exchange fund settlement to support stable foreign trade development. Group 1: Expansion of Pilot Programs - The scope of cross-border trade high-level opening pilot areas has been expanded to 11 regions, with a total of approximately $1.7 trillion in pilot business conducted since 2022, significantly improving the efficiency of fund settlement for compliant enterprises [1][2]. Group 2: Net Settlement Business Types - The new policies broaden the types of net settlement business for cross-border trade, allowing for the netting of payments related to goods and associated service fees, thereby reducing the frequency and cost of cross-border remittances for enterprises [3]. Group 3: Simplification of Procedures - The procedures for multinational companies to centralize their current account fund collection and net settlement have been simplified, allowing banks to facilitate these processes more efficiently for qualified enterprises [4][5]. Group 4: Employee Remuneration - The new policies support banks in providing customized salary settlement services for foreign employees of qualified enterprises, significantly improving the efficiency of processing salary-related foreign exchange transactions by over 90% [6]. Group 5: Inclusion of New Trade Entities - The policies encourage the inclusion of more new trade entities, such as small and micro enterprises and individual businesses, into the facilitation framework, leveraging e-commerce platforms to recommend compliant clients for better access to trade settlement policies [7]. Group 6: Optimization for Foreign Trade Service Enterprises - Banks are now allowed to process cross-border e-commerce transactions based on electronic information provided by foreign trade service enterprises, which streamlines the settlement process and reduces transaction times to approximately 9 minutes for large volumes [8]. Group 7: Special Foreign Exchange Business Mechanism - The policies establish a mechanism for handling special foreign exchange business, allowing banks to efficiently process complex and personalized foreign exchange transactions that have a legitimate trading background [9][10]. Group 8: Management of Service Trade Expenses - The new regulations simplify the management of service trade expenses, allowing direct processing of payments for logistics and related services between domestic and foreign entities [11]. Group 9: Overseas Fund Management for Engineering Enterprises - The policies support engineering companies in managing overseas funds by allowing them to open centralized management accounts abroad, which can reduce overseas fund pressure by approximately 500 million yuan and decrease foreign exchange losses by about 30 million yuan annually [12].