Xin Lang Cai Jing·2025-10-29 06:29Core Viewpoint - Postal Savings Bank of China (PSBC) has experienced fluctuations in its stock price, with a year-to-date increase of 9.63% and a recent decline of 2.14% on October 29, 2023, indicating volatility in investor sentiment and market conditions [1][2]. Company Overview - PSBC, established on March 6, 2007, and listed on December 10, 2019, is headquartered in Beijing, China, and provides a range of banking and financial services [2]. - The bank's main business segments include personal banking (65.15% of revenue), corporate banking (22.71%), and funding operations (12.10%) [2]. Financial Performance - As of June 30, 2023, PSBC reported a net profit of 49.228 billion yuan, reflecting a year-on-year growth of 0.85% [3]. - The bank has distributed a total of 137.796 billion yuan in dividends since its A-share listing, with 77.395 billion yuan distributed over the past three years [4]. Shareholder Information - As of June 30, 2023, the number of PSBC shareholders decreased by 10.31% to 164,100, while the average number of circulating shares per person increased by 11.66% to 415,086 shares [3]. - Major shareholders include Hong Kong Central Clearing Limited, which holds 942 million shares, and several ETFs that have increased their holdings [4].