FFW Corporation Announces Earnings for the Quarter Ended September 30, 2025

Core Insights - FFW Corporation reported a net income of $1,518,000 or $1.40 per common share for the quarter ended September 30, 2025, an increase from $1,243,000 or $1.09 per common share for the same period in 2024 [2] - The Corporation's net interest income for the quarter was $4,514,000,000, significantly higher than $3,782,000 for the same quarter in 2024 [2] - The return on average common equity improved to 11.90% for the quarter ended September 30, 2025, compared to 9.89% for the same quarter in 2024 [3] Financial Performance - Net income increased to $1,518,000 for Q3 2025 from $1,243,000 in Q3 2024 [2] - Net interest income rose to $4,514,000 from $3,782,000 year-over-year [2] - Total noninterest income slightly decreased to $1,268,000 from $1,280,000 [2] - Noninterest expense increased to $4,002,000 from $3,695,000 [2] Key Ratios - Return on average assets improved to 1.06% in Q3 2025 from 0.86% in Q3 2024 [3] - The equity-to-assets ratio was 9.23% as of September 30, 2025, compared to 8.88% a year earlier [5] - The allowance for credit losses as a percentage of gross loans receivable was 1.34% at September 30, 2025, up from 1.30% at the same time in 2024 [4] Asset and Equity Information - Total assets increased to $572,522,000 as of September 30, 2025, from $570,108,000 at June 30, 2025 [5] - Shareholders' equity rose to $52,856,000 from $49,944,000 during the same period [5] - Nonperforming assets decreased to $7,416,000 from $8,147,000 at June 30, 2025 [4] Share Repurchase Program - The Corporation has an active share repurchase program, having repurchased 729 shares at an average price of $40.00 during the quarter ended September 30, 2025 [5]