Uwharrie Capital Corp Third Quarter 2025 - Earnings Release and Dividend Declaration

Core Viewpoint - Uwharrie Capital Corp and its subsidiary, Uwharrie Bank, reported growth in total assets and net income for the nine-month period ending September 30, 2025, indicating a positive financial trajectory. Financial Performance - Consolidated total assets increased to $1.22 billion as of September 30, 2025, up from $1.13 billion at December 31, 2024 [1] - Net income for the nine-month period ended September 30, 2025, was $8.3 million, compared to $7.6 million for the same period in 2024 [2] - Net income available to common shareholders for the nine months ended September 30, 2025, was $7.8 million, or $1.08 per share, compared to $7.2 million, or $0.97 per share, for the same period in 2024 [2] - For the three-month period ended September 30, 2025, net income was $2.9 million, slightly down from $3.0 million for the same period in 2024 [3] - Net income available to common shareholders for the three months ended September 30, 2025, was $2.7 million, or $0.38 per share, compared to $2.9 million, or $0.39 per share, for the same period in 2024 [3] Dividend Declaration - The Board of Directors declared a 3% stock dividend to be paid to common stock shareholders on December 1, 2025 [4] - Shareholders as of the record date November 10, 2025, will receive the dividend electronically via book-entry, with no stock certificates issued [5]